WHICH WAY TO PAY IS BEST FOR YOU?

Which Way To Pay is an independent comparison and reviews site providing unbiased information on a variety of financial products.

Discover which are the best value Loans, Credit Cards, Prepaid Cards, Travel FX Cards, Travel Money and Foreign Exchange methods available online. You will also find information on product features and providers, ease of use and a host of helpful hints, tips and advice.

We offer a tried and tested review system with options to apply for the products directly; find out which is the best way for you to pay.

To learn more about these products go to the Money Information Library or navigate using the simple menu above.

CURRENCY EXCHANGE

There are a number of ways and reasons to buy foreign currency, whether you need travel money, or buying an overseas property or transfering money; find your best currency exchange options here. Travellers Cheques, Travel Cash and Travel Money FX Cards available to buy online, find out which is the best regarding commissions, features and delivery. If you need to transfer larger amounts for international payments, look at the range of specialist Currency Exchange Brokers.

INVESTMENTS TRADING

There are a number of trading and investment products now available to the consumer. Forex Trading is trading on the currency rate fluctuations and movements. CFD Trading, Contracts for Difference, involve speculating on the performance of an individual share or market - thus forming a contract with a broker and promising a payment on the difference in share price at the start of and at the end of the contract. Financial Spread Betting allows betting on the performance of a share. There is no stamp duty or capital gains. Also trade in Futures and Options online, compare Futures Trading platforms and brokers.

LOANS

If you need a fast, short term cash loan, browse our Payday Loan selection. You can get loans delivered within 24 hours and some with no need to fax documents. If you have a number of debts, including credit cards, bills and personal loans, you may benefit from a Debt Consolidation Loan which will consolidate all your loans into one easy, low interest monthly payment. Unsecured Personal Loans and Secured Loans (usually available only to homeowners) are compared.

CARDS

There is a growing selection of payment cards available to the consumer to suit different needs. Even Credit Cards have diversified to suit modern requirements. Take a moment to view Premiership Football Cards for club supporters, Charity Credit Cards for those who want to give back or if you need a Business Card or have a Poor Credit Rating, view the relevant section. Look at the APR, Balance interest free period and purchase free period as well as the card features to help your choice. Prepaid Cards are a new type of card that don't require a bank account or a credit rating and are used as normal Mastercard or Visa card.

NEWS / CHARTS

How are Dividends Taxed?
08 February 2010 - Which Way to Pay
UK companies paid out £10 billion less on dividends in the recession-hit 2009. For investors counting up their returns, tax must not be forgotten. But how are dividends taxed?
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Dividends cut by £10billion
08 February 2010 - Which Way to Pay
Dividends were cut by £10billion in 2009 in Britain, in what was a 15 per cent fall on 2008. In total, UK companies paid out just over £56 billion according to a study.
Read More >>

How do Exchange Rates affect Overseas Property?
05 February 2010 - Which Way to Pay
Today we aim to explain how exchange rates affect you if you already own, or are thinking of buying, an overseas property.
Read More >>