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Prepaid cards can offer you a convenient way to access or transfer money if you have a poor or non existent credit rating, are travelling, are under 18 or need to transfer money abroad. Because prepaid cards do not offer you credit facilities, you won't need to pass a credit check, and online approval can be as quick as a few minutes. (Verification of identity and address may be required.)

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Featuring the most widely available cards, you'll be able to see which card gives you the most benefits, and which ones suit the way you live. With sections on fees, maximum balance and where you can load and access your money, as well as extra features for each of the products, it's the simplest way to make the right prepaid choice.

* AVG MONTHLY FEE: Based upon one £300 reload per month using cheapest reload method and 10 monthly purchases of £20. Includes Monthly Fee.
CARD NAME ISSUERCOST MONTHLY FEE MAX BALANCE FX FEE PURCHASE FEE ATM FEE AVG MONTHLY FEE * TOP UP RATESAPPLY
Freedom Prepaid MasterCard
Apply for Freedom Prepaid MasterCard		Mastercard£9.99£0.00£3,000.002.75%2.75%1.5%£5.50
BACS. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 2%)
Wages. (Rate: 0%)
Apply for Freedom Prepaid MasterCard
The Freedom Card is the UK's first retail instant issue, fully reloadable, embossed Prepaid MasterCard® with chip & PIN security that customers can purchase without any ID. The instant card has a maximum balance of £650 - upgrade your card by providing a Passport, or UK Driving Licence to £3,000. NOW with FREE Insurance Protection, Discounts at 1000's online stores and Cheque Cashing Service! MORE INFORMATION >>
Splash Plastic
Apply for Splash Plastic		Maestro Card£5.00£0.00£3,500.002.5%2.5%£1.50£5.00
BACS. (Rate: 0%)
Internet. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 3%)
Apply for Splash Plastic
Available to persons aged 10 and over, you can top up Splash Card at any Post Office branch or PayPoint outlet, over 34,000 locations across the UK MORE INFORMATION >>
Virgin Prepaid Card
Apply for Virgin Prepaid Card		Mastercard£9.95£4.75£3,500.003.5%0%£1.50£0.00
BACS. (Rate: 0%)
Internet (Credit). (Rate: 2.5%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 2.75%)
Post Office. (Rate: 0%)
Apply for Virgin Prepaid Card
The Virgin Prepaid MasterCard prepaid card gives you money off - on Virgin holidays, films, music, games, gyms, wine and more.  MORE INFORMATION >>
o2 Cash Manager
Apply for o2 Cash Manager		Visa Card£0.00£0.00£10,000.002.75%0%0%£0.00
At an O2 Shop. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 0%)
Apply for o2 Cash Manager
With a Cash Manager card, you can load up to £10,000 (once we've verified your details) or £1,800 if we have not verified your personal details. You can load money onto a Cash Manager card online using a UK debit card. The Cash Manager card allows you to transfer spending money from any bank account on to your card and helps you to budget. Please note - this card is exclusively for O2 customers  MORE INFORMATION >>
o2 Load&Go
Apply for o2 Load&Go		Visa Card£0.00£0.00£1,800.002.75%0%0%£0.00
At an O2 Shop. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 0%)
Apply for o2 Load&Go
o2 brings you o2 Money and the o2 Load&Go prepaid card, a pay as you go prepaid card.  With Load & Go, you can load money online, or you can put cash onto your card at O2 shops, any independent retailer or petrol station that show either the PayPoint or e-pay signs or anywhere you see a PayPoint or e-pay sign.  This card is exclusively for o2 customers.
 MORE INFORMATION >>
Optimum Pay Monthly Mastercard
Apply for Optimum Pay Monthly Mastercard		Mastercard£9.95£4.95£5,000.002.95%0%£1.50£4.95
BACS. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Top Up Pack. (Rate: £0.99)
Wages. (Rate: 0%)
Apply for Optimum Pay Monthly Mastercard
The Optimum Prepaid Pay Monthly card is for users who are planning to use the card more regularly. The fees are lower than the Pay As You Go card but there is a monthly fee. MORE INFORMATION >>
Optimum Pay As You Go Mastercard
Apply for Optimum Pay As You Go Mastercard		Mastercard£9.95£0.00£5,000.003.95%2.95%£1.50£5.98
BACS. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Top Up Pack. (Rate: £0.99)
Wages. (Rate: 0%)
Apply for Optimum Pay As You Go Mastercard
The Optimum Prepaid Pay As You Go card is for users who are planning to use the card more less frequently. There is no monthly fee but there is a 2.95% transaction fee. MORE INFORMATION >>

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