ADVICE AND MONEY SAVING CENTRE

Want to know how to get the most out of your financial products? Need to find out the best ways on how to save money? Read Which Way to Pay’s tips, suggestions of use and money saving ideas on foreign exchange, travel money, payment cards, loans and more.

Are Precious Metals a Good Investment? 29 July 2010 - Which Way To Pay It is no secret that the price of gold has risen to record levels time and again this year. Despite possibly having its worst month of 2010 this month, interest in the metal continues to grow. Read More >>

Coping with Debt 27 July 2010 - Which Way To Pay Household debt in the UK is at a frighteningly high level – the current average amount stands at £8,716. Households with unsecured loans have an even higher average debt at £18.159. Read More >>

Is Being Single More Expensive? 26 July 2010 - Which Way To Pay Being independent is some people’s idea of Heaven, but while the single life may seem to offer more freedom, it could be more costly than being in a couple… Read More >>

Talk to Your Lender 22 July 2010 - Which Way To Pay Are you worried that you might fall behind on your mortgage payments? Stop – and talk to your lender before things get worse… Read More >>

Beware Ex Employers that Offer to Buy your Pension 20 July 2010 - Which Way To Pay Have you ever received an offer from your former employer for your pension? Under advice from the FSA and the Pensions Regulator, consumers are being warned against seemingly attractive offers… Read More >>

Is Applying for a Mortgage Loan Harder Now? 19 July 2010 - Which Way To Pay The British financial market is changing rapidly and harder to crack – especially if you are not the ideal candidate when it comes to loans or other credit products. Read More >>

Simpler Saving is on the Horizon! 16 July 2010 - Which Way To Pay Complex saving products offered by banks and savings providers are set to become clearer for confused consumers… Read More >>

Who Offers the Best Exchange Rates Today? 15 July 2010 - Which Way To Pay For anyone who is busy planning their trip abroad, foreign exchange will be near the top of the ‘to do’ list. Finding a company that is offering good exchange rates is important – so let us look at who is offering the cheapest rates today… Read More >>

Planning to Work Abroad? 13 July 2010 - Which Way To Pay According to news reports this week, young graduates are choosing to look abroad for job opportunities than ever. As job offers in the UK seem increasingly scarce, new locations including China are becoming more attractive… Read More >>

Online Fraud Leads to Festivalgoer Losses 07 July 2010 - Which Way To Pay Summer is definitely upon us, and for those people who aren’t going away for the whole season there are plenty of music festivals to visit. However, what should be a fairly straightforward transaction to purchase tickets has become a fraud risk zone for many fans... Read More >>

Avoid Holiday Booking Scams 06 July 2010 - Which Way To Pay Planning your holiday for the summer? Make sure you don’t become one of the one in three people who fall foul of online scams and fraud... Read More >>

Leading CTF Provider Axes New Funds 05 July 2010 - Which Way To Pay Leading Child Trust Funds provider The Children’s Mutual has axed new fund accounts. Read More >>

ISA Customers Could Receive More Interest 01 July 2010 - Which Way To Pay Thanks to a detailed report compiled by the Office of Fair Trading (OFT) on ISAs and the Individual Savings market, ISA customers could receive a better service and extra interest. Read More >>

Life Insurance Online 30 June 2010 - Which Way To Pay Life insurance gives you the chance to take precautions with your money and other assets. By taking a life policy, you can ensure that your mortgage is paid off if you die, or make sure that your loved ones are provided for. Read More >>

Check Travel Insurance Cover 29 June 2010 - Which Way To Pay Thanks to a report by research company Defaqto which found that only 20 per cent of travel insurance policies cover the event of an airline going bust, people are being urged to check their policies thoroughly. Read More >>

What is a Discount Mortgage? 25 June 2010 - Which Way To Pay Planning on buying a property? You’ll need a mortgage (home loan) to pay for it. A mortgage is secured against your property as it is a significant loan that will last several years. Being a big commitment, a mortgage requires a bit of shopping around. Read More >>

Changes to State Pension Age 24 June 2010 - Which Way To Pay It is likely that the state pension age for men is to rise to 66 by 2016, while the age for both sexes might be raised to 70 under new government considerations. Read More >>

Basic Facts on VAT 23 June 2010 - Which Way To Pay The Government has announced changes to the VAT rate as part of new austerity measures, so what does this actually mean for UK households? Read More >>

Would You Consider Changing your Bank? 22 June 2010 - Which Way To Pay Later today, the emergency Budget will be announced by Chancellor George Osborne. Likely to be packed with tough cuts and austerity measures, Britons are facing an era of tightened belts and bargain-hunting. Getting the most out of your money will be more crucial than ever… Read More >>

Getting a Business Loan 21 June 2010 - Which Way To Pay Regardless of the size of your enterprise, in order to get a business loan there are a few things to consider… Read More >>

Get the Cheapest Travel Money 18 June 2010 - Which Way To Pay Many people are planning their summer holidays, so whether you are heading for a relaxing romantic break for two or a big family trip make sure you don’t get caught out paying more than your bargained for. Read More >>

Test Your Market Knowledge 17 June 2010 - Which Way To Pay Whether you are an active day trader or someone who puts their capital in the hands of an investment manager, you will probably have some knowledge of how financial markets work. But how much do you really know about market trends, strategies and forecasts? Read More >>

Does Life Insurance have Investment Value? 16 June 2010 - Which Way To Pay Taking life insurance is a key act for many people in Britain. Whether you are keen that your family and loved ones are financially looked after if you die or whether you wish to donate to charity after death, the right policy can be easily set up and once it’s done, you can enjoy peace of mind. Many people ask themselves if there is any investment value in life insurance… Read More >>

Child Pensions Versus Child Trust Funds 15 June 2010 - Which Way To Pay The new coalition government has stopped all Child Trust Funds (CTFs) as part of its spending cut plans, so what are the alternatives for parents who wish to put money aside for the kids? Read More >>

Making the Most of the Weak Euro 11 June 2010 - Which Way To Pay This morning, the pound rose to a 19-month high against the euro. Sitting at around 0.82 pence, the euro is no longer at the parity level we saw this time last year. For British investors, holidaymakers and anyone who needs to transfer pounds to euros, this is a great time to act! Read More >>

Market Terms 10 June 2010 - Which Way To Pay For regular people catching up on business and economic news, the present climate is very interesting – showing all kinds of investor and market behaviour. For those actively investing and trading it could be much more stressful as market volatility rockets. Read More >>

Considering an England Football Credit Card? 09 June 2010 - Which Way To Pay With the World Cup 2010 upon us, supporters are gearing up to back England in what promises to be an exciting tournament. Not surprisingly, there is plenty of football merchandise on the market now including the official England credit card… Read More >>

What is an Offshore Bond? 08 June 2010 - Which Way To Pay Aimed at higher level earners, offshore bonds are becoming increasingly popular according to financial advisers. Used as a wrapper around investments, the tax benefits of offshore bonds are especially popular with people whose tax relief is being limited. Read More >>

Debt Help as Job Losses Rise 07 June 2010 - Which Way To Pay Rising unemployment and public spending cuts in Britain means that private debts are still high. A growing number of people have been seeking debt advice, according to the Consumer Credit Counselling Service (CCCS). What are the options for help and advice? Read More >>

Daily Currency Reports 04 June 2010 - Which Way To Pay Which Way To Pay is constantly working on its resources and adding to the value-added features of the website. Along with the Information Library and daily news and advice, the site has a dedicated area for Daily Currency Reports. Read More >>

Business Loans 03 June 2010 - Which Way To Pay Regardless of the size of your company, you can get a business loan with flexible terms. Read More >>

PPI Complaints on the Rise 02 June 2010 - Which Way To Pay Complaints about missold PPI (payment protection insurance) have risen over the last year, according to the Financial Ombudsman Service (FOS). Read More >>

What is a Hire Purchase? 01 June 2010 - Which Way To Pay A basic guide to hire purchases – and whether they are worth looking into, to pay for a car or other large purchase. Read More >>

Child Trust Funds Scrapped 27 May 2010 - Which Way To Pay The new coalition government is to scrap Child Trust Funds as part of its spending cuts package which is currently totalling £6.2 billion. Read More >>

Become an Online Bargain Hunter 26 May 2010 - Which Way To Pay Finding a deal and cutting costs doesn’t have to be in your nature in order to find cheaper products and services nowadays. Thanks to a host of discount companies, consumers can now buy their electrical goods, beauty products, fashion and music for much less. Read More >>

Transfer Money Worldwide 25 May 2010 - Which Way To Pay In today’s world, families do not always live in the same house let alone the same country. Many are peppered across different countries and continents so staying in touch is important. If you need to send and receive money, finding the right transfer service becomes crucial… Read More >>

Loans for New and Used Cars 21 May 2010 - Which Way To Pay Are you looking for a new (or nearly new) car? The majority of households in the UK have at least one vehicle, so how did they pay for it? Read More >>

Make the Most of Pressured Currencies 20 May 2010 - Which Way To Pay If you have properties based in Europe or are considering the purchase of one, you would be forgiven for worrying about the current pressure that the euro is under. But there are ways in which you can make the most of tools that can give you the most of a falling currency. Read More >>

What is Short Selling? 19 May 2010 - Which Way To Pay Today markets have tumbled around the world thanks to a ban by the German government on “naked” short-selling among its main financial institutions. So, what exactly is short-selling and what is meant by “naked” short-selling? Read More >>

Barclaycard Platinum with Balance Transfer 18 May 2010 - Which Way To Pay As a site which is constantly updating and reviewing its listed services, Which Way To Pay often likes to focus on a product at random, for a closer look. Today, it is a limited offer from Barclaycard… Read More >>

Gold Enjoys Euro Weakness 17 May 2010 - Which Way To Pay As global markets react to the problematic European debt crisis, so-called ‘safe haven’ assets enjoy renewed – or in some cases continued – interest from international investors. Read More >>

Which Way To Pay Around the World 14 May 2010 - Which Way To Pay Which Way To Pay – the world’s comparison site – has expanded to include sites all around the world, and there are more to come! Read More >>

Can You Make a Clean Credit Slate? 12 May 2010 - Which Way To Pay Many people in the UK have problems with their credit rating. As a result of racking up debts at university, not paying off a mobile phone, getting too many overdrafts and getting unaffordable credit cards a person can end up finding it very difficult to be accepted in future. Read More >>

Shop Around for the Best Annuity 11 May 2010 - Which Way To Pay When people retire, they have the option of cashing in their pension and buying an annuity with this money. This is paid for by an insurance company and the lump some is exchanged for an income for life. Read More >>

What is Covered under Critical Illness Insurance? 10 May 2010 - Which Way to Pay The average payout for critical illness insurance is £80,000 – but what is covered and how does it work? Read More >>

Borrowing with Low Credit 07 May 2010 - Which Way to Pay The UK as a whole already has high debt levels, meaning that the authorities will look for a big clear-up of the country’s financial system. So, what does this mean for Britain’s low credit borrowers? Read More >>

Payment Protection Insurance Claims 05 May 2010 - Which Way to Pay Over the past few years, Payment Protection Insurance (PPI) has dominated many headlines and newspaper articles. Read More >>

Who Can Apply for a SIPP? 04 May 2010 - Which Way to Pay SIPPs are Government-approved personal pension schemes which allow the holder to make investment choices in a tax-efficient way. Read More >>

Have You Insured Your Pets? 30 April 2010 - Which Way To Pay To the British person, a dog is his best friend and his home is his castle. Whether or not you agree with the sentiment, a pet can add a significant cost to your everyday life – so getting one requires some planning! Read More >>

How to Find Home Insurance 29 April 2010 - Which Way to Pay Home insurance is an essential factor for most people in Britain. Whether you want to get building or contents insurance you can find a policy that covers you and offers low price… Read More >>